My wife and I had everything the American Dream promised.
Two high-earning careers. A comfortable suburban home. The ability to provide for our two daughters (ages 3 and 5). On paper, we’d made it.
But somewhere between the 45+ hour work weeks, the two-week vacation guilt, and watching our kids grow up through daycare pickup snapshots, we realized something: we were winning a game we no longer wanted to play.
So we did something that made our parents think we’d lost our minds—we decided we were going to move out of the country and raise our children abroad.
Here’s what we didn’t expect: We’d fall in love with European work-life balance… and then discover the UK doesn’t actually want American families like us.
The visa requirements? Nearly impossible without a UK employer sponsor or a British spouse. The bureaucracy? Soul-crushing. The timeline? Years of uncertainty.
But our three months in the UK taught us something invaluable: this lifestyle exists, it’s real, and there are countries that actually WANT remote-working American families.
Enter: Spain and Greece’s Digital Nomad Visas.
This is the honest story of how we went from “maybe we could move to the UK” to “we’re actually planning our move to Spain”—and why the path we found is probably easier than you think.
The Wake-Up Call: Why We Started Questioning Everything
Let me paint you a picture of our life before we left:
Combined income: Well into six figures
PTO used annually: Maybe 8 days (out of 15 allocated)
Weeknight dinners together: 2-3 per week
Time spent commuting: 90 minutes daily
Last time we felt truly rested: We honestly couldn’t remember
We were exhausted. Not the good kind of tired from a fulfilling day—the bone-deep burnout that comes from running a marathon with no finish line.
The breaking point? One morning I turned on the news and it read some absurd headline and I thought to myself: “This can’t actually be real?” I was living life in a way I did not like, in a place I was no longer enjoyed being. The news headlines kept getting more and more absurd, so between that and an active shooter lockdown at my daughters’ preschool, we decided it was time for a change.
We knew for quite sometime that we wanted to live abroad, but it wasn’t until things started to feel like they were shifting off the rails a bit in the US for us to strongly consider our next moves. A lot of careful planning and envisioning had to go into our plan, so we did just that. My wife’s favorite city in the world is London, so we decided we would start there, and see where it took us.
According to a 2025 Pew Research study, 6,600 Americans applied for UK citizenship in the year ending March 2025—a record number. We wanted to understand why people were leaving.
Three Months in England: The Discovery Phase
We’re not impulsive people, but we did methodically sell everything and buy one-way tickets.
We knew the life we wanted for ourselves wasn’t in the States any more, so we decided to go after it full force. Through loads of research and preparation, we were able to put our best feet forward and jump into the next chapter with a strong plan.
Our goals were simple:
Experience European daily life, not just tourist highlights
Test our kids’ adaptability to a new culture
Understand if a different way of living was actually possible
The cities we explored deeply:
London (3 weeks)
Oxford (2.5 weeks)
Sheffield (weekends)
Peak District/Derbyshire (3 weeks)
Carlisle/Lake District (3 weeks)
Plus short trips to Bath, York, and various smaller towns
Here’s what we discovered—and why it changed everything.
What the UK Taught Us: European Work-Life Balance Is REAL
The Four-Week Vacation Reality
In the US, when someone says “I’m taking a week off,” there’s an unspoken footnote: “But I’ll still check email.”
In the UK, when someone says “I’m on holiday,” they mean it. Slack goes silent. Emails auto-respond. Nobody apologizes for being unreachable.
We met families who casually mentioned:
Taking all four weeks of their annual leave (minimum by law, many get more)
Bank holidays they didn’t have to “save PTO” for
Sick leave that’s actually separate from vacation days
Colleagues who hadn’t worked past 5:30 PM in months
One British follower laughed when we mentioned our “unlimited PTO” policy in the US. “Unlimited PTO means no PTO,” he said. “Because you’re too guilty to take it.”
She wasn’t wrong.
The 9-to-5 Actually Means 9-to-5
In London, we befriended a couple with kids the same ages as ours. Both parents worked full-time. We kept waiting for the other shoe to drop—the late-night emails, the weekend “quick calls.”
It never happened.
When we asked about their work schedules, they looked confused. “I work 9 to 5. Sometimes 9 to 5:30 if there’s something urgent. Why?”
Because in America, 9-to-5 means 8 AM to 6 PM (minimum). Because Slack notifications don’t stop at 5 PM. Because “urgent” has lost all meaning.
The cultural difference isn’t just policy—it’s expectation. Europeans don’t wear burnout as a badge of honor.
This revelation lit a fire in us: This is how we want to live. How do we make this happen?
The UK Visa Reality Check: A Cold Dose of Bureaucracy
Riding high on our UK experience, we started researching how to actually move there.
That’s when reality hit.
UK Visa Options for Americans (Spoiler: They’re Brutal)
Option 1: Skilled Worker Visa
Requires a UK employer to sponsor you
Employer must be on an approved sponsor list
Salary threshold: £38,700+ (~$48,000+)
Reality: You can’t job hunt in the UK. You have to secure a job offer from abroad, convince them to sponsor you, and hope your profession is on the shortage list.
Option 2: Family Visa
You need to be married to or partnered with a British citizen
Financial requirements: £29,000+ annual income
Reality: We’re both American. Dead end.
Option 3: Student Visa
Enroll in a UK university for a Masters/PhD
Costs £12,000-30,000+ per year in tuition
Reality: We’re in our mid-30s with two kids and careers. Going back to school full-time isn’t realistic.
Option 4: Investor/Innovator Visa
Requires £50,000-2,000,000+ in investment capital
Reality: We’re high earners, not high net-worth individuals. We don’t have that kind of liquid capital.
Option 5: Ancestry Visa
Requires a grandparent born in the UK
Reality: Our grandparents are from the American South and the Caribbean. Another dead end.
The Gut Punch
After weeks of research, consultations with immigration lawyers, and forum deep-dives, we realized: The UK doesn’t have a pathway for remote-working, financially stable American families who just want to live there.
Unless you’re:
Sponsored by a UK employer (nearly impossible to secure from abroad)
Married to a Brit
Extremely wealthy
Or willing to uproot your career for years of university
You’re out of luck.
We were devastated. We’d fallen in love with the lifestyle, our kids had thrived, and the door was basically closed.
The Game-Changer: Digital Nomad Visas
That’s when we discovered what we should have researched from the start: Digital Nomad Visas.
While the UK makes immigration nearly impossible, countries like Spain, Portugal, Greece, Italy, and Croatia have created specific visa programs designed for exactly people like us: remote workers with stable income who want to live in Europe.
What Is a Digital Nomad Visa?
A Digital Nomad Visa allows you to live in a country for 1-2+ years while working remotely for non-local employers (or running your own business).
Key requirements (varies by country):
Proof of remote employment or freelance income
Minimum income threshold (typically €2,000-3,500/month)
Health insurance
Clean criminal record (some flexibility on this)
What it’s NOT:
You’re not taking jobs from locals (you work for US/international companies)
You’re not immigrating permanently (though many countries offer pathways to residency after a few years)
You’re bringing money INTO the local economy
Why countries offer them: Post-COVID, European nations realized remote workers boost their economies without taking local jobs. It’s a win-win.
Spain vs Greece: Where We’re Headed (And Why)
After extensive research, we’ve narrowed our focus to Spain (primary choice) and Greece (backup option).
Here’s the breakdown:
Spain’s Digital Nomad Visa: Our Top Choice
Why Spain Won Us Over:
1. The Visa Is Straightforward
Income requirement: €2,400/month (~$2,600)—easily achievable for high-earning remote workers
Duration: 1 year initially, renewable for up to 5 years
Pathway to residency: After 5 years, you can apply for permanent residency
Processing time: 1-3 months
Family inclusion: Spouse and dependents can join on the same visa
2. Costa del Sol = Perfect for Families
We’re eyeing the Costa del Sol region (Málaga, Marbella, Nerja) for several reasons:
300+ days of sunshine annually
International schools with English instruction
Expat-friendly communities (large English-speaking populations)
Affordable cost of living compared to US cities
Beach + mountains within 30 minutes
Direct flights to rest of Europe (weekend trips to Paris, Rome, Barcelona)
3. The Lifestyle Fits Our Family
Siesta culture means businesses close 2-5 PM (family time is built into the day)
Outdoor living year-round (parks, beaches, hiking)
Walkable cities with great public transport
Food culture our kids will actually enjoy (tapas, fresh seafood, paella)
4. The Costs Make Sense
Estimated monthly expenses for family of 4 in Costa del Sol:
Rent (3-bed apartment): €1,200-1,800 (~$1,300-2,000)
Groceries: €500-700 (~$550-770)
Health insurance: €200-400 (~$220-440)
Utilities: €150 (~$165)
Transportation: €100-200 (~$110-220)
Dining out/entertainment: €300-500 (~$330-550)
Total: €2,450-3,750/month (~$2,700-4,100)
Compare that to our current $7,500+/month in living expenses in a mid-sized US city.
5. Spain Wants Digital Nomads
Spain recently updated its digital nomad visa program (2023) specifically to attract remote workers. They’re actively recruiting families like ours.
Greece’s Digital Nomad Visa: Our Backup Plan
Why Greece Is Also on Our Radar:
1. Even More Affordable
Income requirement: €3,500/month (~$3,850)
Cost of living in Athens or Greek islands: 20-30% lower than Spain
Housing: €800-1,200 for family apartment
2. Tax Benefits
50% income tax reduction for first 7 years as a digital nomad
Massive savings for high-income earners
3. Stunning Quality of Life
Mediterranean climate
Island life (if that’s your vibe)
Incredible food culture
Slower pace (even slower than Spain)
4. Strong Expat Communities
Athens has thriving international communities
Islands like Crete have year-round expat families
Why Spain Still Wins:
Better international schools
More direct flights to rest of Europe
Slightly more infrastructure for families
We speak muy poquito Spanish (but zero Greek)
The Financial Reality: What We’d Be Giving Up (and Gaining)
Let’s be brutally honest about money.
What We’re “Losing” by Going Remote:
If we moved to Spain and worked remotely, our household income would likely drop by 10-20% due to:
Potentially leaving current W-2 jobs for freelance/consulting
Time zone challenges with US clients
Reduced access to certain high-paying US opportunities
But here’s what we’d GAIN in actual spending power:
Category | Annual US Cost | Spain Equivalent | Difference |
|---|---|---|---|
Housing (rent/mortgage) | $36,000 | ~$20,000 | -$16,000 |
Healthcare (premiums + deductibles) | $18,000 | ~$5,000 (private) | -$13,000 |
Childcare (after-school, summer) | $15,000 | ~$8,000 | -$7,000 |
Car ownership (2 vehicles) | $14,000 | $0 (no cars needed) | -$14,000 |
Food (groceries + dining) | $18,000 | ~$12,000 | -$6,000 |
Total | $101,000 | $45,000 | -$56,000 |
Translation: We could take a $50,000 household income cut and still come out ahead financially, while gaining:
4x the vacation time
Daily siestas
Mediterranean lifestyle
European travel opportunities
No soul-crushing commutes
That’s not a sacrifice. That’s a trade-up.
What About Our Kids? The Education Question
This was our biggest concern.
What we learned:
International Schools in Spain
Cost: €8,000-15,000/year per child (still cheaper than US private schools)
Curriculum: IB (International Baccalaureate) or British system
Language: Instruction in English, Spanish taught as second language
University prep: Graduates go to top US/European universities
Public Schools (Free Option)
If we want full Spanish immersion, public schools are free and high-quality
Kids pick up languages frighteningly fast (we saw this in our UK months)
Many expat families go this route
Our Decision:
Start with international school for transition, consider public school once they’re comfortable with Spanish.
Our kids’ take? When we told them we might move to Spain, our 5-year-old asked, “Will there be beaches?” We said yes. She said, “Okay!”
Kids are adaptable. It’s the parents who overthink.
The Safety Question We Were Afraid to Ask
As a multiracial American family, we’d be lying if we said this wasn’t top of mind.
What we experienced in the UK (and what we’ve researched about Spain):
The UK Showed Us What’s Possible
In three months in England, we experienced:
Zero microaggressions
Constant compliments from strangers about our “beautiful family”
No hypervigilance in public spaces
Genuine social warmth we rarely feel in the US
My wife said it best: “I didn’t realize how much energy I spend being ‘on’ in public spaces until I could be ‘off’ here.”
Spain’s Track Record
Spain is one of the most diverse and accepting countries in Europe:
Legal same-sex marriage since 2005
Strong anti-discrimination laws
Major cities (Madrid, Barcelona, Málaga) are extremely multicultural
Large African, Latin American, and Middle Eastern communities
Is racism present? Of course. It exists everywhere.
Is it the ambient, exhausting, constant tension we navigate in the US? Based on extensive research and conversations with multiracial expat families in Spain—no.
The Plan: How We’re Actually Making This Happen
We’re not dreamers. We’re doers. Here’s our roadmap:
Phase 1: The Transition (Next 6-12 Months)
Financial Prep:
✅ Build 12-month emergency fund (done)
🔄 Transition from W-2 to freelance/consulting (in progress)
🔄 Secure 3-4 anchor clients for stable remote income
📋 Hit €2,400/month minimum income requirement (easily achievable)
Legal Prep:
📋 Gather Spain digital nomad visa documents:
Employment contracts or proof of freelance income
Bank statements (past 3-6 months)
Health insurance (international coverage)
Criminal background checks
Marriage certificate, kids’ birth certificates
📋 Consult with Spanish immigration lawyer (€500-1,000)
Practical Prep:
🔄 Research international schools in Costa del Sol
🔄 Join expat Facebook groups (Americans in Spain, Digital Nomads Costa del Sol)
📋 Learn basic Spanish (Sesame Street and other YouTube options are great)
Phase 2: The Test Run (Month 1-3)
Let’s see if this works!
The Plan:
Apply for Spain digital nomad visa (1-3 month processing)
Once approved, do a 3-month trial in Málaga or Marbella
Rent short-term furnished apartment (€1,500-2,000/month)
Enroll kids in international school trial program (many offer short-term enrollment)
Test remote work across time zones
Success metrics:
Can we maintain income working Spanish hours?
Do the kids thrive or struggle?
Do WE thrive or struggle?
Is this lifestyle sustainable long-term?
Phase 3: The Commitment (Month 4-12)
If the trial works:
Sign 1-year apartment lease
Fully enroll kids in a local school
Apply for residence cards (TIE - Tarjeta de Identidad de Extranjero)
Get Spanish phone numbers, bank accounts, healthcare
Settle in
If it doesn’t work:
Move to another country and try again somewhere else
We’ll have spent 3+ months in Spain, traveled Europe, and given our kids an incredible experience
Either way, we win.
Phase 4: The Long Game (Year 2-5)
If Spain becomes home:
Renew digital nomad visa annually (up to 5 years)
After year 5, apply for permanent residency
Potentially pursue Spanish citizenship (requires 10 years of residency)
Kids become bilingual global citizens
We build a life that doesn’t revolve around work
How YOU Can Do This Too: The Digital Nomad Visa Roadmap
If you’re reading this thinking, “Wait, I could do this?”—yes, you probably can.
Here’s the step-by-step:
Step 1: Qualify Your Income
Spain’s requirement: €2,400/month (~$2,600)
If you’re employed:
Ask your employer about remote work policies
Many US companies now allow international remote work (especially post-COVID)
Get a letter stating you can work remotely from Spain
If you’re freelance/self-employed:
Show consistent income through bank statements and client contracts
You need 3-6 months of proof
If you’re not there yet:
Transition to freelance (upwork, consulting in your field)
Build remote income streams (most corporate skills translate to freelance)
Step 2: Choose Your Country
Top Digital Nomad Visa Countries (as of 2026):
Country | Income Requirement | Visa Duration | Tax Benefits | Best For |
|---|---|---|---|---|
Spain | €2,400/month | 1 yr (renewable to 5) | Standard tax | Families, sun, infrastructure |
Portugal | €3,040/month | 1 yr (renewable) | NHR tax regime | Lower cost, coastal living |
Greece | €3,500/month | 1 yr (renewable to 3) | 50% tax reduction | Islands, affordability, tax savings |
Italy | €2,500/month | 1 yr (renewable) | Standard tax | Culture, food, history |
Croatia | €2,300/month | 1 yr (renewable) | Standard tax | Adriatic coast, adventure |
Our recommendation: Start with Spain or Portugal for ease of integration and family infrastructure.
Step 3: Gather Documents
Standard requirements:
Proof of remote income (contracts, bank statements)
Health insurance with international coverage
Criminal background check (FBI for US citizens)
Passport photos
Proof of accommodation (rental agreement or Airbnb booking)
Marriage certificate and kids’ birth certificates (if applicable)
Processing time: 1-3 months
Cost: €500-1,500 in fees + lawyer (optional but recommended)
Step 4: Apply Through Spanish Consulate
Find your nearest Spanish consulate in the US
Book an appointment (can take 4-6 weeks)
Submit all documents in person
Wait for approval (1-3 months)
Pro tip: Hire an immigration lawyer for €500-1,000. They’ll handle paperwork, reduce errors, and speed up the process.
Step 5: Make the Move
Once approved:
Book your flights
Secure short-term housing (first 1-3 months)
Register at local town hall within 30 days (empadronamiento)
Apply for residence card (TIE)
Open Spanish bank account
Get Spanish phone number
Enroll kids in school
Within 90 days, you’re officially settled.
Common Questions We Had (and Answered)
Q: Do I need to speak Spanish?
A: No, but it helps. Costa del Sol, Barcelona, and Madrid have massive English-speaking communities. You can get by with English, but learning Spanish opens doors (and endears you to locals).
Q: What about US taxes?
A: You still file US taxes as a citizen, but the Foreign Earned Income Exclusion (FEIE) lets you exclude ~$120,000 of foreign-earned income. Consult a tax professional specializing in expats.
Q: Can I travel around Europe freely?
A: Not immediately. Spain’s digital nomad visa doesn’t grant Schengen access (yet). BUT you can travel to other Schengen countries for up to 90 days per 180-day period as a tourist. After 5 years and permanent residency, you get full Schengen access.
Q: What about healthcare?
A: You need private international health insurance (~€200-400/month for a family). After 1 year of residency, you can access Spain’s public healthcare system.
Q: Can I bring my pets?
A: Yes! Pets need an EU health certificate, rabies vaccination, and microchip. Process takes 30-60 days.
Q: What if we hate it?
A: You go home. The visa is temporary. You’re not burning bridges—you’re exploring options.
The Real Cost of the American Dream: Our Final Calculation
Here’s what Americans don’t talk about enough:
The American Dream is expensive in ways that don’t show up in salary comparisons.
We calculated what we spend annually in the US on things that are “included” or significantly cheaper in Spain:
Category | Annual US Cost | Spain Equivalent | Difference |
|---|---|---|---|
Healthcare (premiums + out-of-pocket) | $18,000 | ~$5,000 (private insurance) | -$13,000 |
Housing (rent/mortgage) | $36,000 | ~$20,000 | -$16,000 |
Childcare/after-school | $15,000 | ~$8,000 | -$7,000 |
Car ownership (2 vehicles) | $14,000 | $0 (no car needed) | -$14,000 |
Food (groceries + dining) | $18,000 | ~$12,000 | -$6,000 |
Total Hidden Costs | $101,000/year | ~$45,000/year | -$56,000 |
Translation: We could take a $50,000 household pay cut to move to Spain and maintain the same standard of living—but with:
4x the vacation time
Daily siestas (family time is culturally mandated)
Mediterranean climate and lifestyle
European travel at our doorstep
No soul-crushing commutes
Dinner with our kids every night by 7 PM
That’s not a downgrade. That’s a life upgrade.
Why the UK Experience Mattered (Even Though We’re Not Moving There)
Our three months in the UK weren’t wasted.
What we learned:
European work-life balance is REAL (not just something we heard about)
Our kids thrive in new cultures (faster than we do)
We don’t need as much space/stuff as we thought
Public transportation is a lifestyle upgrade (not a downgrade)
The US isn’t the only place to build a successful life
The UK showed us what was possible.
Spain is showing us how to make it accessible.
What Happens Next: Our Timeline
Q1 2026 (Now):
Finalize freelance client contracts
Begin Spain digital nomad visa application process
Connect with expat communities in Costa del Sol
Q2 2026 (April-June):
Receive visa approval (fingers crossed)
Book 3-month trial in Málaga
Enroll kids in summer international school program
Q3 2026 (July-September):
Arrive in Spain
Test remote work sustainability
Explore neighborhoods, schools, lifestyle
Q4 2026 (October-December):
Decide: stay or return
If staying: sign 1-year lease, commit to international school
If returning: go home with zero regrets and incredible memories
2027 and Beyond:
If Spain works: renew visa, build our life
If it doesn’t: try Greece or return to US
Either way: we’ll know we tried
Final Thoughts: The Question That Changed Everything
At the end of our UK trip, we asked ourselves:
“Would we rather have more money or more time?”
For us, with young kids who won’t be young forever, with parents who aren’t getting younger, with a growing sense that life is short and Slack notifications are infinite—we’re choosing time.
The UK showed us the dream.
The visa requirements closed that door.
Spain opened a better one.
We’re not leaving because we hate America. We’re leaving because we love our family more than we love the grind.
And maybe, just maybe, there’s a version of success that doesn’t involve sacrificing our kids’ childhoods for stock options and healthcare premiums.
The UK taught us what’s possible.
Spain is making it real.
Resources for American Families Considering the Move
Spain Digital Nomad Visa:
Spain Visa Info: Exteriores.gob.es
Expat Groups: Facebook “Americans in Spain,” “Digital Nomads Spain”
Immigration Lawyers: Balcells Group, Madrid Law
Greece Digital Nomad Visa:
Greek Digital Nomad Program: Gov.gr
Expat Resources: Facebook “Athens Expats,” “Digital Nomads Greece”
General Resources:
Remote work platforms: FlexJobs, We Work Remotely, Remote.co
Expat tax help: Greenback Expat Tax Services, Bright!Tax
International schools: ISM Costa del Sol, British School Marbella
Insurance: SafetyWing, Cigna Global
Connect With Us
We’re documenting this journey in real-time:
📸 Instagram: @ZachMovesAbroad
📧 Newsletter: OurFamilyAbroad.com
We’re not experts. We’re just a family figuring this out, one visa application and Spanish lesson at a time.
If this resonates, if you’re considering something similar, or if you have advice for Spain expat life—reach out. We’d love to hear from you.
Because maybe the American Dream doesn’t have to be American.
And maybe the best life is the one we choose—not the one we inherit.
